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Effective October 3, 2026. By using freedomoverdebt.com you agree to these terms.
Everything on this site is for general educational purposes. It is not legal, tax, credit or financial advice and does not create any professional relationship. Laws and products change and vary by state, so confirm details with a qualified professional before acting.
If you request help through a form, the companies that contact you are independent of Freedom Over Debt. Their services, fees and results are governed by your agreement with them. We do not guarantee any partner, offer or outcome.
We work to keep our guides accurate and current, but we make no warranty that the content is complete, current or error-free. If you spot a mistake, please tell us.
Do not misuse the site, submit false information, attempt to disrupt it, or copy substantial portions of our content without permission.
To the fullest extent allowed by law, Freedom Over Debt is not liable for any loss or damage arising from your use of the site or any decision you make based on its content or on contact with a partner.
We may update these terms. The effective date above shows when they last changed. See also our privacy policy and how we make money.